Credit union

Essex Savers net Credit Union is neither a bank nor a building society. It is a financial co-operative: a modern type of financial institution designed to help ordinary people give each other financial help. It holds savings deposited by members, makes loans to members at fair rates of interest and provides other financial services. Anyone living or working in Essex can join.

The benefits of joining are:

• a safe place for your savings
• easy to pay in and withdraw your money
• access to money advice and education
• access to business loans
• access to affordable loans
• a dividend is paid annually to members when profit is made

The benefits of borrowing are:

• competitive interest rates
• no hidden charges
• no penalty for early repayments
• fixed interest rate to help budgeting
• flexible repayment terms
• loan protection through the death benefit scheme

Volunteering for the credit union

As a voluntary organisation, the credit union is always on the lookout for local volunteers. To become a volunteer, all you need to do is join the credit union yourself then get in touch and let us know what skills you have to offer, or what skills you’d like to gain.

Collection points in Thurrock

You can go to the following collection points, to find out more, make a deposit or request a loan:

Further information

You can contact Essex Savers net Credit Union, to find out more: