Freedom of information response

School insurance and DBS checks

Publication date: 
Thursday 16 July 2020
Request: 

1. Are PTAs or parent bodies (a separate legal entity to the school) insured under your schools insurance policy?

2. If yes are they insured for the following:

a) Material damage to property owned by the PTA or parent body caused by fire, theft, accidental damage, storm or flood.
a. Stored on the school premises.
b. Stored at a volunteers residential address.
b) Business Interruption
c) Theft or damage of the PTA’s or parent bodies’ money.
d) Public Liability
e) Employers liability
f) Personal accident cover including death or disablement arising from an accident and/or assault at a PTA organized and run event.
g) Deterioration of Stock belonging to the PTA or parent body
h) Financial and Administrative Liability
i) Trustee Indemnity
j) Events run by the PTA or parent body either
a. On school property during the normal school day (Christmas Fair etc.)
b. On school property outside of the normal school day (parent film night as an example).
c. Off of school property such as a town hall or park.
k) Are insured events restricted by the number of attendees?
l) Are any events excluded such as fireworks, inflatables or anything else?

3. If no, do you provide standalone insurance for PTAs or parent bodies?

4. If yes does your standalone insurance cover the following:

a) Material damage to property owned by the PTA or parent body caused by fire, theft, accidental damage, storm or flood.
a. Stored on the school premises.
b. Stored at a volunteers residential address.
b) Business Interruption
c) Theft or damage of the PTA’s or parent bodies’ money.
d) Public Liability
e) Employers liability
f) Personal accident cover including death or disablement arising from an accident and/or assault at a PTA organized and run event.
g) Deterioration of Stock belonging to the PTA or parent body
h) Financial and Administrative Liability
i) Trustee Indemnity
j) Events run by the PTA or parent body either
a. On school property during the normal school day (Christmas Fair etc.)
b. On school property outside of the normal school day (parent film night as an example).
c. Off of school property such as a town hall or park.
k) Are insured events restricted by the number of attendees?
l) Are any events excluded such as fireworks, inflatables or anything else?

5. How much does your standalone PTA insurance cost per year?

6. If you do not provide standalone insurance and PTAs or parent bodies are not covered under the school insurance policy, do you provide a bolt on policy to your school insurance for PTAs?

7. Does your bolt on insurance for PTAs or parent bodies cover

a) Material damage to property owned by the PTA or parent body caused by fire, theft, accidental damage, storm or flood.
a. Stored on the school premises.
b. Stored at a volunteers residential address.
b) Business Interruption
c) Theft or damage of the PTA’s or parent bodies’ money.
d) Public Liability
e) Employers liability
f) Personal accident cover including death or disablement arising from an accident and/or assault at a PTA organized and run event.
g) Deterioration of Stock belonging to the PTA or parent body
h) Financial and Administrative Liability
i) Trustee Indemnity
j) Events run by the PTA or parent body either
a. On school property during the normal school day (Christmas Fair etc.)
b. On school property outside of the normal school day (parent film night as an example).
c. Off of school property such as a town hall or park.
k) Are insured events restricted by the number of attendees?
l) Are any events excluded such as fireworks, inflatables or anything else?

8. How much does your bolt on insurance cost per year?

9. If you offer either standalone or bolt on policies for PTAs or parent bodies, how many PTAs or parent bodies do you currently insure per year?

DBS questions:

1. Do you offer a DBS service to PTAs or parent bodies and their volunteers?
2. If yes, do you charge for this service?
3. If yes, how many DBS do you process for PTAs or parent bodies per year?
4. Do you charge for this service?
5. If yes, how much do you charge for a DBS check?
6. If no, do you direct the PTA or parent body to their home school for a DBS check?

Response: 

1. No. However, in regards to theft of the PTA’s money caused by forcible and violent entry or exit to the building, cover would only apply if the school have accepted responsibility for the money and the funds are not otherwise insured by the PTA.

2. N/A

3. No

4. N/A

5. N/A

8. N/A

9.N/A

Although we do process DBS checks we do not monitor renewals or checks for schools, if someone wanted to use our external DBS service they can do this at a charge of £64 or for volunteers its £10 however, we only complete theses check if they are sent into us by the schools or somebody who maybe undertaking work in a school we don’t monitor these we just countersign them and sent them off directly to DBS to be completed.

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Request reference:
FOI 10062